Q4 2023

Q4 2023 Insights

Data through December 31, 2023 · 4,702 reporting credit unions

System Snapshot

Total Assets

$2,278.3B

▲ 1.30% QoQ

Total Loans

$1,617.8B

▲ 0.92% QoQ

Shares & Deposits

$1,900.4B

▲ 0.41% QoQ

Net Worth Ratio

9.12%

NIM (Ann.)

2.97%

Delinquency (60+)

0.83%

ROAA (Ann.)

0.68%

NCO Ratio (Ann.)

0.59%

Articles

  • Quarterly Pulse — Q4 2023 — Year-end credit union industry dashboard for the period ending December 31, 2023. Full-year earnings, capital recovery from the 2022 investment-loss trough, delinquency reaches a two-year high, and the wholesale funding build peaks.

Source: NCUA 5300 Call Report data.