Q3 2023

Q3 2023 Insights

Data through September 30, 2023 · 4,745 reporting credit unions

System Snapshot

Total Assets

$2,251.8B

▲ 0.52% QoQ

Total Loans

$1,604.8B

▲ 1.82% QoQ

Shares & Deposits

$1,895.0B

▼ -0.07% QoQ

Net Worth Ratio

8.70%

NIM (Ann.)

2.99%

Delinquency (60+)

0.72%

ROAA (Ann.)

0.75%

NCO Ratio (Ann.)

0.54%

Articles

  • Quarterly Pulse — Q3 2023 — System-wide credit union industry dashboard for the quarter ending September 30, 2023. NIM stabilizes while delinquency accelerates, deposits decline for the second consecutive quarter, and wholesale borrowings surge past 130 billion.

Source: NCUA 5300 Call Report data.