Q1 2025

Q1 2025 Insights

Data through March 31, 2025 · 4,505 reporting credit unions

System Snapshot

Total Assets

$2,390.2B

▲ 2.96% QoQ

Total Loans

$1,668.5B

▲ 0.85% QoQ

Shares & Deposits

$2,040.6B

▲ 3.50% QoQ

Net Worth Ratio

9.75%

NIM (Ann.)

3.24%

Delinquency (60+)

0.79%

ROAA (Ann.)

0.67%

NCO Ratio (Ann.)

0.82%

Articles

  • Board Meeting Digest — May 2025 — NCUA's May board meeting covered the Q1 2025 Share Insurance Fund briefing and the voluntary separation program details. Key signals: SIF equity ratio projected to dip to 1.26%, zero failures in Q1, 75 million in gross savings from 267 staff departures, and exam cycle extensions for well-run credit unions.
  • Quarterly Pulse — Q1 2025 — System-wide credit union industry dashboard for the quarter ending March 31, 2025. Key metric trends across CAMELS dimensions, broken out by asset-size cohort.

Source: NCUA 5300 Call Report data.