FINASENSE
Credit Union Industry Analytics
Financial intelligence for credit union leadership. CAMELS-aligned analysis that boards cite and examiners respect. Built on NCUA Call Report data. Updated quarterly.
Covering March 2017 through March 2026 · 37 quarters of continuous data
Latest Research
Latest from the NCUA Board Board Meeting Digest — January 2026 →What We Publish
System Signals
5 editionsThe quarterly interpretation. 3–5 named signals that define what matters, what changed, and what to watch next. Includes cycle positioning via CCPI and CUFSI.
Under the Surface
5 articlesThe deep analysis. Mechanism-level research on why something is happening — connecting the pieces that standard metrics don't show.
The Ledger
5 editionsThe numbers behind the analysis. Standardized CAMELS metrics from NCUA Call Report data, updated quarterly — built for verification, comparison, and presentation.
Independence
FINASENSE is not affiliated with the National Credit Union Administration or any credit union, league, trade association, or financial institution. We have no financial relationships with any entity referenced in our analysis. All interpretations and signal assessments represent the independent views of FINASENSE.
About our methodology →