Q3 2024

Q3 2024 Insights

Data through September 30, 2024 · 4,596 reporting credit unions

System Snapshot

Total Assets

$2,334.5B

▲ 1.10% QoQ

Total Loans

$1,645.7B

▲ 1.30% QoQ

Shares & Deposits

$1,954.6B

▲ 0.90% QoQ

Net Worth Ratio

9.76%

NIM (Ann.)

3.07%

Delinquency (60+)

0.91%

ROAA (Ann.)

0.69%

NCO Ratio (Ann.)

0.77%

Articles

  • Board Meeting Digest — December 2024 — NCUA's final 2024 board meeting approved the succession planning final rule and the 2025–2026 budgets. Key signals: all federally insured CUs must have written succession plans by January 2026, operating fees will be numerically lower in 2025, and a new de novo charter reaches a Georgia banking desert.
  • Quarterly Pulse — Q3 2024 — System-wide credit union industry dashboard for the quarter ending September 30, 2024. Key metric trends across CAMELS dimensions, broken out by asset-size cohort.

Source: NCUA 5300 Call Report data.