FINASENSE
Credit Union Industry Analytics
Independent, data-driven research on the financial health of America's credit unions. Built on NCUA Call Report data. Anchored to the CAMELS framework. Updated quarterly.
Covering March 2016 through December 2025 · 39 quarters of continuous data
Latest Research
Latest from the NCUA Board Board Meeting Digest — December 2025 →What We Publish
Quarterly Pulse
10 editionsStandardized system-wide dashboard published each quarter. CAMELS-aligned metrics broken out by asset-size cohort, with editorial on notable moves.
Industry Insights
2 articlesThematic deep-dives on delinquency trends, earnings trajectories, capital adequacy, and other forces shaping the credit union system.
Credit Cycle Watch
1 editionPeriodic deep-dive on portfolio credit quality — delinquency migration, charge-off trajectories, and concentration risk signals.
Independence
FINASENSE is not affiliated with the National Credit Union Administration or any credit union, league, trade association, or financial institution. We have no financial relationships with any entity referenced in our analysis. All interpretations and signal assessments represent the independent views of FINASENSE.
About our methodology →